{"id":17660,"date":"2025-12-08T12:28:54","date_gmt":"2025-12-08T11:28:54","guid":{"rendered":"https:\/\/www.vrep.de\/which-financing-options-can-support-germanys-mittelstand-today\/"},"modified":"2026-02-09T10:49:39","modified_gmt":"2026-02-09T09:49:39","slug":"which-financing-options-can-support-germanys-mittelstand-today","status":"publish","type":"page","link":"https:\/\/www.vrep.de\/en\/which-financing-options-can-support-germanys-mittelstand-today\/","title":{"rendered":"Which Financing Options Can Support Germany\u2019s Mittelstand Today?"},"content":{"rendered":"\t\t
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FYB 2026<\/h1>

Which Financing Options Can Support\r\nGermany\u2019s Mittelstand Today?<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Whether for succession, transformation or expansion \u2013 only the right financing turns plans into reality. But which instruments are currently available, and which best suit particular objectives? An overview.

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There is no question that corporate decision-makers in Germany face numerous challenges. Some are structural but have accelerated in recent years: bureaucracy, digital transformation, demographic change, and a shortage of skilled workers. More recently, additional challenges have emerged \u2013 from new tariff and trade barriers to sluggish economic growth \u2013 both domestically and in previously fast-growing markets such as China.<\/p>


All the more notable, then, is the resilience with which Germany\u2019s Mittelstand (medium-sized companies) has been responding with creativity and a willingness to change, and with the courage to invest even in difficult times, thereby positioning themselves for the future.

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Anyone pursuing new markets, technologies, or ownership changes needs strong (financing) partners. In recent years, banks have become markedly more risk-averse and thus more selective, making them less available as financing partners than before. Regulation has also made it harder for banks to finance important corporate investments in challenging times. Rising capital requirements in the wake of Basel IV, for example, are likely to prompt banks to pull back from financing certain sectors and credit-quality categories. As of early 2025, internal bank risk models for calculating capital requirements (risk-weighted assets) must be supplemented by the standardized approach. Under the standardized approach, the default risk weight is 100% if no external rating is available. In practice, this means banks must hold more equity capital.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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PRESS CONTACT<\/h4>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Kerstin Murmann<\/strong><\/p>\n

\u00a0<\/strong><\/p>\n

+49 69 710 476 152<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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\"\"<\/h4>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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Don’t miss
\nany more news.<\/h2>\n

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tRegister now (GERMAN ONLY)<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

FYB 2026 Which Financing Options Can Support Germany\u2019s Mittelstand Today? Whether for succession, transformation or expansion \u2013 only the right financing turns plans into reality. But which instruments are currently available, and which best suit particular objectives? An overview. There is no question that corporate decision-makers in Germany face numerous challenges. Some are structural but […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"seitentyp":[66],"class_list":["post-17660","page","type-page","status-publish","hentry","seitentyp-englisch-en"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.vrep.de\/en\/wp-json\/wp\/v2\/pages\/17660","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vrep.de\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.vrep.de\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.vrep.de\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vrep.de\/en\/wp-json\/wp\/v2\/comments?post=17660"}],"version-history":[{"count":19,"href":"https:\/\/www.vrep.de\/en\/wp-json\/wp\/v2\/pages\/17660\/revisions"}],"predecessor-version":[{"id":17876,"href":"https:\/\/www.vrep.de\/en\/wp-json\/wp\/v2\/pages\/17660\/revisions\/17876"}],"wp:attachment":[{"href":"https:\/\/www.vrep.de\/en\/wp-json\/wp\/v2\/media?parent=17660"}],"wp:term":[{"taxonomy":"seitentyp","embeddable":true,"href":"https:\/\/www.vrep.de\/en\/wp-json\/wp\/v2\/seitentyp?post=17660"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}